Shares and deposits at federally insured credit unions rose at the median over the year ending in the fourth quarter of 2024, while loans outstanding were unchanged, according to NCUA’s latest Quarterly U.S. Map Review.

Highlights include:

• Assets in federally insured credit unions increased by 0.9% at the median;
• Shares and deposits increased by 0.8% over the year;
• The median total delinquency rate at the end of 2024 was 69 basis points, compared with 61 basis points at the end of 2023; and
• 86% of federally insured credit unions had positive year-to-date net income in the fourth quarter of 2024, compared with 87% in the fourth quarter of 2023.

The NCUA’s Quarterly U.S. Map Review tracks performance indicators for federally insured credit unions in all 50 states and the District of Columbia. It also includes information on two state-level economic indicators: the unemployment rate and home prices.